collectgb
  Scheme
 

For use by anyone in United Kingdom
Description of the direct debit scheme for consumers is available on the internet while this page provides supplementary details for completing a direct debit request or mandate.

 
After the organisation has agreed that a payer can make use of direct debit D/D or d/d scheme to settle amounts due to them or for other purposes the payer will either be sent a paper form in the post to complete required details asked for details during a telephone call from customer or he can complete appropriate form online using their website. Details required are the same but not always in same order and it can help if details are written down on one piece of paper before starting the process. Details include the following items some may be prefilled by an administrator or when a computer generated form has been sent to the payer
 
Name and address of Bank or Building Society - this can be name of a brand or division not necessarily actual name of the bank, address is usually that of payers bank branch for a branch based account or administration centre address of a division for an online or telephone operated account, for a suitable building society account address to be stated is usually the head office but can be a divisional address or a mortgage centre as appropriate. The payers bank or building society can usually advise account holder or provide a leaflet with address for use with d/d if necessary. Use capital letters or upper case for all of name and address include name of county if requested and enter it and post code in the correct boxes.
 
Branch or Sortcode - this will be 6 digits as shown at bottom left of a plastic card or of a cheque, or printed on a paying in slip related to payers bank or building society account. Write or input any hyphens or dashes to be included on a paper or online form.
 
Account number - this is often 8 digits as shown on the items referred to above.
Some institutions may specify account number to be used as first or last 8 digits of a longer 'savings' account number or an entirely different number is given for use with d/d.
 
Name of Account to be Debited - this is known as 'Account title' or name of account holder but it is sometimes confused with product name or type of account. It should be written or input in capital letters in format shown on a cheque or card including any MR MRS or other title as appropriate. In the case of a joint account it is necessary to include details of two account holders as printed on a cheque in account cheque book or on a statement for account name details to accurately match those on the bank system, although only one of the holders requires the d/d. Online forms sometimes ask questions to assist in making clear payers intention and some will allow a second named person to request a d/d for their sole use but only if first named account holder agrees.
 
Account holder address - include address details as shown on a statement or other document for account and using all capital letters.
 
Reference - this can be customer account number of payers account with the organisation who will be requesting payments. If not it will be a system generated indirect reference for d/d use for receiving funds particularly for payments of insurance premiums or funds into a deposit account, and this improves security of payments for the customer and organisation.
 
Amount of payment - high proportion of d/d mandates are for variable amounts which relate to specific instalment or bill payment amounts the requesting process is automatic and payer does not specify an amount. Any fixed amount has usually been agreed and payer should include pence as .00 or -00 if it is a whole number of pound. Fixed amount d/d are usually used for equal instalments or premiums subscriptions and fixed amount payments to credit card accounts.
 
Frequency of payment - include this from one of the options month, 3 month/quarter, 6 month/half year, 12 month/year/annual though some organisations such as local authorities also offer weekly or fortnightly payments.
 
A paper mandate is then signed dated and posted in an envelope to the organisation or they may request that it is sent directly to payers bank.
 
It is worth noting that direct debit is primarily related to bank current accounts as almost all of them accept the mandates though exceptions include some basic bank accounts and private bank accounts. Some finance institutions assurance societies and building societies have savings or 'non current' accounts with restricted banking facilities but they are members of d/d scheme. These accounts can be included in a secondary or subordinate list of accounts which accept d/d mandates but the list is not always accessed by systems of the organisation when payer first enquires about payments through d/d scheme being taken from his bank account.
  
MILKIER CHOC RECIPE DEVEL. PIECE
CONT. PROPOR. IN PIECE 15- 85G    V.2P
ALLOW ADJ BY 0.1- 1 EXCL SOYA,FLAV
30    LIQUID OR DRIED MILK, PREF.
         PAST,RISED 1.5- 2.1 FAT

24    SUGAR , 10   COCOA BUTTER
 
 7     SOYA LECITH., FOR EMULSIF.
 
23    COCOA POWDER, 2.5- 4.5   FLAV,R

 2- 4 BROWN FLOUR
         OR FAT RED,CED COCOA
         OR B,RLEY MALT EXTR,T
ACCUM. 98- 101
FOR FLAV,ING INCL. ANY OF PALM OIL
OR FAT, HARDENER, BUT,ERFAT
DRIED WHOLE MILK

PRESENTED 24 JUNE 2023 BY T.D. CUT. A
'CHOCOLATER' CLASS 2 IN ENGLAND
 
 
 
  Today, there have been 3 visitors (9 hits) on this page! (C) Copyright content  
 
This website was created for free with Webme. Would you also like to have your own website?
Sign up for free